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COPPELL -
For 20 people living in an apartment complex along the 1700 block of East Belt Line Road, life as they knew it went up in smoke.
"I came home and saw the fire trucks and all the lights and saw my building with smoke coming out the top of it," said Carrie Cookingham.
Less than 24 hours after the fire, reality set in as many residents dealt with the aftermath.
"Just with the sprinklers and all the water putting the fire out, you know the water coming thru the ceiling is basically the reason why mines flooded and damaged," Cookingham said.
While restoration companies assessed the damage, many residents found out their apartments were a total loss. For some, the news was especially tough because they don't have renter's insurance.
James Banter never bought a policy. He made it out with his wife and dogs, but there's no telling yet what else he can salvage.
"We're still kind of in shock. Being close to the holidays it's kind of saddening, but this is what you have to go through sometimes I guess," Banter said.
State Farm Agent, Bill Hooten, says one in four renters aren't covered even though it's required to move in.
"They'll take out the policy, but then not renew it. Apartments, I don't think keep track of it," Hooten said.
He says residents are responsible for damage unless the complex causes it, so he strongly suggests getting insurance.
"What are you gonna do without it? $10 a month is what, 2 packs of cigarettes or something? Well worth every penny," Hooten said.
Carrie Cookingham, who lost everything, agrees.
"I feel confident and I feel it's like a burden lifted off of me actually because I don't have to worry about refurnishing a whole new place," Cookingham said.
"I came home and saw the fire trucks and all the lights and saw my building with smoke coming out the top of it," said Carrie Cookingham.
Less than 24 hours after the fire, reality set in as many residents dealt with the aftermath.
"Just with the sprinklers and all the water putting the fire out, you know the water coming thru the ceiling is basically the reason why mines flooded and damaged," Cookingham said.
While restoration companies assessed the damage, many residents found out their apartments were a total loss. For some, the news was especially tough because they don't have renter's insurance.
James Banter never bought a policy. He made it out with his wife and dogs, but there's no telling yet what else he can salvage.
"We're still kind of in shock. Being close to the holidays it's kind of saddening, but this is what you have to go through sometimes I guess," Banter said.
State Farm Agent, Bill Hooten, says one in four renters aren't covered even though it's required to move in.
"They'll take out the policy, but then not renew it. Apartments, I don't think keep track of it," Hooten said.
He says residents are responsible for damage unless the complex causes it, so he strongly suggests getting insurance.
"What are you gonna do without it? $10 a month is what, 2 packs of cigarettes or something? Well worth every penny," Hooten said.
Carrie Cookingham, who lost everything, agrees.
"I feel confident and I feel it's like a burden lifted off of me actually because I don't have to worry about refurnishing a whole new place," Cookingham said.
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